Wednesday, July 15, 2009

The Black Hole of Debt

Sorry over a week has gone by. Not much to report except that I didn't have a hairline fracture in my ankle. (Duh!) I'm still glad.

Matt got his loans and grants and stuff approved. He showed me how much we are getting and I was floored. Matt is really excited, even though I've reminded him that is money we have to pay back.

For a while I was thinking about going back to school and majoring in Dance since they just made that a major. I wasn't really going to announce this until I came to a final decision. A few obstacles have come in my path so far, but now I'm convinced it's not going to happen.

I just started to think about the debt we are racking up. Sure, Matt is saving money by attending BYU, but what about vet school? I'm not exactly sure how much it's going to cost but I know its a fortune. Then, in 47 years when we finally leave BYU we will have to buy another car, maybe two, and not to mention a house. We might have a kid on the way, if my eggs haven't shriveled up by then.

Of course Matt justifies this by saying, "I'll be making enough money by the time all that hits." And of course, I have to be the barer of bad news and remind him that he won't be making a dime. Most likely, after vet school there will be few opportunities, if any, to hire on straight away as a full time veterinarian. So most likely we will open up our own clinic and spend all our money on overhead and bring ourselves further into the black hole of death - I mean "debt."

So really, looking at it now, it would be selfish of me to put us further into the inevitable by racking up more student loans. I was really looking forward to it, but my "job" right now is to work and put him through school, so that maybe someday we can swim with our heads above water.

4 comments:

AubsandKenny said...

CONNIE, honestly if you pay your tithing somehow it always seems to workout. I don't think you should give up your dreams, because of money. Besides, you can get more grants, because you are both in school AND a bigger tax return!

Connie Roberts said...

Hmmm....that does sound like a plan.

stacy marie said...

I concur with Aubrey. Don't give up on your dreams or else every disney movie will have been for NOTHING! But on a more serious note, I feel you on the student loans but we've been SO blessed and are making it just fine! Even when the math doesn't add up. So anyways, it will all work out.

Jennifer said...

Vets are in such high demand that he WILL be able to get a job right away and he'll do great. Seriously. Most places don't have enough vets. Our vets office keeps extending their hours because of the demand for vet services. And then you have all the clinics that keep popping up all over that do great too.

I think you need to take a deep breath and relax some, Connie.